CALIFORNIA:
As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. But we will not submit a negative credit report to a credit reporting agency about this credit obligation until the expiration of the time period described on the initial notice.
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8A.M. or after 9P.M. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
COLORADO:
For information about the Colorado Fair Debt Collection Practices Act, see www.coloradoattorneygeneral.gov/ca
. Our Registered Trade name in the state of Colorado is ConServe, NY. Our in-state office address and telephone number is 621 Seventeenth Street, Suite 1800, Denver, Colorado 80293; (303) 302-7101.
A CONSUMER HAS THE RIGHT TO REQUEST IN WRITING THAT A DEBT COLLECTOR OR COLLECTION AGENCY CEASE FURTHER COMMUNICATION WITH THE CONSUMER. A WRITTEN REQUEST TO CEASE COMMUNICATION WILL NOT PROHIBIT THE DEBT COLLECTOR OR COLLECTION AGENCY FROM TAKING ANY OTHER ACTION AUTHORIZED BY LAW TO COLLECT THE DEBT.
MAINE:
Our hours of operation are 8:00 am – 10:00 pm (ET) Monday through Thursday; 8:00 am – 6:00 pm (ET) Friday, and 9:00 am - 12:00 pm (ET) Saturday.
MASSACHUSETTS:
Our office address is 200 CrossKeys Office Park, Fairport, NY 14450 and our hours of operation are 8:00 am – 10:00 pm (ET) Monday through Thursday; 8:00 am – 6:00 pm (ET) Friday, and 9:00 am - 12:00 pm (ET) Saturday.
NOTICE OF IMPORTANT RIGHTS:
YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.
MINNESOTA:
This Collection Agency is licensed by the Minnesota Department of Commerce. Our registered Assumed Name in the state of Minnesota is ConServe-ARM.
NORTH CAROLINA:
North Carolina Permit Number: 100740
NEW YORK:
New York City Department of Consumer Affairs License Number: 0980834. ConServe's NY consumer call back number is 866-622-9863 and ask for Dominic Queirolo.
PUERTO RICO:
Our collection agency is authorized to do business in Puerto Rico as Continental Service Group, Inc.
TENNESSEE:
This Collection Agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.
UTAH:
As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. We will not submit a negative credit report to a credit reporting agency about this credit obligation until the expiration of the time period described on the initial notice.
WISCONSIN:
This collection agency is licensed by the Division of Banking, P.O. Box 7876, Madison Wisconsin 53707.